Financial Ratio Calculator
Enter whatever figures you have — the calculator shows every liquidity, leverage, and profitability ratio it can compute, with the formula for each.
Enter any figures from the balance sheet or income statement — every ratio that can be computed appears below. Leave the rest blank.
Ratios appear here as you enter figures (e.g. enter Current Assets and Current Liabilities for the current ratio).
Reading the ratios
Liquidity ratios (current, quick) measure short-term solvency; leverage (debt-to-equity) measures financial risk; profitability (ROE, ROA, margins) measures how efficiently the firm turns resources into profit. Always compare to industry norms and prior periods. See the full accounting formulas.
FAQ
What is a good current ratio?
Generally 1.5 to 2.0 indicates healthy short-term liquidity, but it varies by industry — retail often runs lower, manufacturing higher. A ratio below 1.0 means current liabilities exceed current assets. Always compare against industry benchmarks.
What's the difference between the current ratio and the quick ratio?
The quick ratio (acid-test) excludes inventory from current assets, giving a more conservative view of liquidity. It's more meaningful when inventory is slow-moving or hard to convert to cash quickly.
Should ROE use ending or average equity?
Average equity (beginning + ending, ÷ 2) is more accurate because net income is earned across the whole period. Ending equity is an acceptable approximation when you only have one balance sheet.