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Accounting Formulas

10 essential formulas and financial ratios with detailed explanations, examples, and when to use them.

⚖️basic

The Accounting Equation

Assets = Liabilities + Shareholders' Equity

The fundamental equation underlying all of accounting. Every transaction must keep this equation in balance. This equation shows how a company's resources (assets) are financed - either through debt (liabilities) or owner investment and retained earnings (equity).

💧liquidity

Current Ratio

Current Ratio = Current Assets / Current Liabilities

The current ratio measures a company's ability to pay short-term obligations with short-term assets. It's one of the most commonly used liquidity ratios by creditors and investors to assess short-term financial health.

liquidity

Quick Ratio (Acid-Test)

Quick Ratio = (Current Assets - Inventory) / Current Liabilities

The quick ratio is a more stringent liquidity measure than the current ratio. It excludes inventory because inventory may not be quickly convertible to cash. Also known as the acid-test ratio, it shows ability to meet short-term obligations with the most liquid assets.

📊leverage

Debt-to-Equity Ratio

Debt-to-Equity Ratio = Total Liabilities / Shareholders' Equity

The debt-to-equity ratio measures a company's financial leverage by comparing total debt to shareholders' equity. It indicates how much debt a company uses to finance its assets relative to the value of shareholders' equity.

📈profitability

Gross Profit Margin

Gross Profit Margin = (Revenue - Cost of Goods Sold) / Revenue × 100

Gross profit margin measures the percentage of revenue that exceeds the cost of goods sold. It shows how efficiently a company uses labor and materials to produce goods or services, and how much is available to cover operating expenses and generate profit.

💰profitability

Net Profit Margin

Net Profit Margin = Net Income / Revenue × 100

Net profit margin represents the percentage of revenue that remains as profit after all expenses are deducted, including operating expenses, interest, and taxes. It's the "bottom line" profitability measure.

🎯profitability

Return on Equity (ROE)

ROE = Net Income / Shareholders' Equity × 100

Return on equity measures how effectively a company generates profits from shareholders' investments. It shows the return generated on money invested by shareholders and is a key metric for comparing management effectiveness.

🏢profitability

Return on Assets (ROA)

ROA = Net Income / Total Assets × 100

Return on assets measures how efficiently a company uses its assets to generate profit. Unlike ROE, ROA is not affected by capital structure, making it useful for comparing companies with different leverage levels.

📦efficiency

Inventory Turnover

Inventory Turnover = Cost of Goods Sold / Average Inventory

Inventory turnover measures how many times a company sells and replaces its inventory during a period. Higher turnover indicates efficient inventory management and strong sales, while low turnover may indicate overstocking or weak demand.

📈valuation

Earnings Per Share (EPS)

EPS = (Net Income - Preferred Dividends) / Weighted Average Common Shares Outstanding

Earnings per share represents the portion of a company's profit allocated to each outstanding share of common stock. It's one of the most widely used metrics for valuing stocks and comparing profitability.

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