AccountingIQAccountingIQ
Accruals

Interest Expense Accrual Journal Entry

Accrue interest incurred but not yet paid.

Scenario

Loan principal $120,000 at 6% annual, month-end accrual required.

Journal Entries

Monthly interest = 120,000*0.06/12 = $600.

AccountDebitCredit
Interest Expense$600
Interest Payable$600

Explanation

Accrue borrowing cost in period incurred regardless of payment date.

Variations

Reverse entry at next period start if policy requires.

Common Mistakes to Avoid

  • Booking expense only on payment date.

Study Journal Entries with AI

Practice journal entries with AI \u2014 get instant feedback on your debits and credits.

FAQs

Common questions about this journal entry

Cash hasn’t been paid yet.

More Journal Entry Examples