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ARE - Accounts Receivable Entries

ARE (Accounts Receivable Entries)

ARE helps remember the three main types of accounts receivable entries: A = Accrue (record the sale), R = Receive (collect cash), E = Estimate (bad debt expense).

ARE helps remember the three main types of accounts receivable entries: A = Accrue (record the sale), R = Receive (collect cash), E = Estimate (bad debt expense).

Breakdown

A

Accrue

Record sale on account: Debit A/R, Credit Sales Revenue

R

Receive

Collect cash: Debit Cash, Credit A/R

E

Estimate

Bad debt: Debit Bad Debt Expense, Credit Allowance

Example

Jan 1: Sell $1,000 on account (Accrue). Jan 15: Receive $900 cash (Receive). Jan 31: Estimate $50 uncollectible (Estimate).

When to Use This

  • Recording credit sales
  • Processing customer payments
  • Making period-end adjustments for bad debts
  • Understanding the receivables cycle

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FAQs

Common questions about this mnemonic

Writing off a specific account is different from estimating bad debt. Write-off: Debit Allowance for Doubtful Accounts, Credit A/R. This uses the previously estimated allowance.

Bad debt expense is typically recorded as an adjusting entry at period end, based on historical data or aging analysis. It's an estimate, not a known amount.

Estimating (E in ARE) records the expected bad debt expense before knowing which accounts will default — it debits Bad Debt Expense and credits Allowance. Writing off removes a specific customer's balance when it's confirmed uncollectible — it debits Allowance and credits A/R. The estimate hits the income statement; the write-off only rearranges the balance sheet.

Primarily credit sales. For cash sales, steps A and R happen simultaneously (Cash increases, Revenue increases) and there's no receivable to worry about. Step E only applies when you have outstanding receivables that might not be collected. ARE is specifically useful for the credit sales cycle.

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